Distribution Changes Announced

Updated: December 08, 2011

Dear Premium of America, LLC Members:

Recently, I reviewed our financial position with your Board of Managers and together we concluded that there was enough cash on hand to make the next distribution double the amount we have been able to send to you in the past.

Once the Board agreed with me on that, I felt encouraged to request revising the months in which distributions are made. Again the Board agreed and so now you will be receiving your distributions in December and June instead of January and July.

The Board and I felt some extra money before Christmas or other holiday you observe at this time of year would bring a little joy into your life.

We are making every effort to have the distribution in the mail by December the 14th

Ira C. Rigger

President